Komplett Bank annual report 2019

Statement of profit or loss and other comprehensive income for the period Amounts in NOK million Note 2019 2018 Interest income 2, 10 1,282.5 1,100.4 Interest expenses 2, 7, 10 -167.2 -141.3 Net interest income 1,115.3 959.1 Income commissions and fees 2, 10 172.4 148.2 Expenses commissions and fees 2, 10 -113.8 -74.2 Net commissions and fees 58.6 74.1 Net gains / losses (-) on certificates and bonds, and currency 4, 19, 20 1.7 -1.8 Total income 1,175.6 1,031.4 Salary and other personnel expenses 11, 14 -135.4 -109.1 General administrative expenses 12 -172.4 -170.4 Direct marketing expenses 12 -84.0 -107.2 Total salary and administrative expenses -307.8 -279.5 Ordinary depreciation 5 -54.9 -28.7 Other expenses 11, 12, 17 -79.0 -31.0 Total operating expenses excluding losses on loans -441.7 -339.2 Losses on loans 2 -454.3 -249.0 Pre-tax operating profit 279.6 443.1 Tax expenses 13 -76.7 -112.0 Profit after tax 16 202.9 331.1 Earnings per share (NOK) 16 1.11 1.91 Diluted earnings per share (NOK) 16 1.06 1.75 Comprehensive income Amounts in NOK million Note 2019 2018 Profit after tax 16 202.9 331.1 Other comprehensive income - - Comprehensive income for the period 16 202.9 331.1 36 Financial statements

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