Komplett Bank annual report 2019

Key figures Figures in NOK million 2019 2018 2017 2016 Accounts in profit or loss Net interest income 1,115 959 670 371 Total income 1,176 1,031 709 391 Operational expenses -442 -339 -222 -129 Losses on loans -454 -249 -119 -86 Profit after tax 203 331 274 128 Earnings per share (NOK) 1.11 1.91 1.60 0.87 Accounts in the balance sheet Net loans to customers 8,496 7,844 5,461 3,322 Deposits from and debt to customers 8,520 7,366 4,330 3,313 Total equity 1,850 1,620 1,402 718 Other key figures CET1% 21.2% 20.0% 25.7% 20.2% Total capital % 22.5% 21.4% 27.8% 23.6% Cost percentage 30.5% 22.5% 20.1% 20.4% Loss percentage 5.6% 3.7% 2.7% 3.5% Return on equity (ROE) 12.0% 22.6% 27.0% 25.5% Price per share (NOK) 12.5 12.8 19.0 16.0 Number of shares 184 173 171 148 Market cap 2,298 2,202 3,256 2,374 Net loan growth 8% Net loan (NOK) 8.5 bn Return on equity 12% CET1 ratio 21.2% Komplett Bank Annual Report 2019 7