Komplett Bank annual report 2019

RECONCILIATION OF IMPAIRMENTS OF CONSUMER LOANS TO CUSTOMERS SWEDEN NOK million Class 1 Class 2 Class 3 Total Impairment as at 01.01.2018 - - - - Transfers in Q1 2018: Transfer from Class 1 to Class 2 - - - - Transfer from Class 1 to Class 3 - - - - Transfer from Class 2 to Class 3 - - - - Transfer from Class 3 to Class 2 - - - - Transfer from Class 2 to Class 1 - - - - Transfer from Class 3 to Class 1 - - - - New financial assets originated or change in provisions - - - - Assets derecognized or change in provisions - - - - Other changes - - - - Impairment as at 31.03.2018 - - - - Transfers in Q2 2018: Transfer from Class 1 to Class 2 - - - - Transfer from Class 1 to Class 3 - - - - Transfer from Class 2 to Class 3 - - - - Transfer from Class 3 to Class 2 - - - - Transfer from Class 2 to Class 1 - - - - Transfer from Class 3 to Class 1 - - - - New financial assets originated or change in provisions 2.9 2.6 - 5.5 Assets derecognized or change in provisions - - - - Other changes -0.0 - - -0.0 Impairment as at 30.06.2018 2.9 2.6 - 5.5 Transfers in Q3 2018: Transfer from Class 1 to Class 2 -0.2 0.2 - - Transfer from Class 1 to Class 3 -0.0 - 0.0 - Transfer from Class 2 to Class 3 - -0.7 0.7 - Transfer from Class 3 to Class 2 - - - - Transfer from Class 2 to Class 1 1.2 -1.2 - - Transfer from Class 3 to Class 1 - - - - New financial assets originated or change in provisions 3.0 3.7 3.0 9.7 Assets derecognized or change in provisions -1.1 - -0.0 -1.1 Other changes 2.1 0.7 0.0 2.9 Impairment as at 30.09.2018 7.9 5.4 3.7 17.0 Transfers in Q4 2018: Transfer from Class 1 to Class 2 -0.8 0.8 - - Transfer from Class 1 to Class 3 -0.1 - 0.1 - Transfer from Class 2 to Class 3 - -2.2 2.2 - Transfer from Class 3 to Class 2 - 0.1 -0.1 - Transfer from Class 2 to Class 1 1.6 -1.6 - - Transfer from Class 3 to Class 1 - - - - New financial assets originated or change in provisions 3.7 6.3 5.9 15.8 Assets derecognized or change in provisions -1.5 -0.1 -0.2 -1.7 Other changes -0.5 2.0 0.6 2.1 Impairment as at 31.12.2018 10.3 10.6 12.2 33.1 72 Notes to the financial statements