Komplett Bank annual report 2019

RECONCILIATION OF IMPAIRMENTS OF POS FINANCE LOANS TO CUSTOMERS NOK million Class 1 Class 2 Class 3 Total Impairment as at 01.01.2018 0.1 - - 0.1 Transfers in Q1 2018: Transfer from Class 1 to Class 2 - - - - Transfer from Class 1 to Class 3 - - - - Transfer from Class 2 to Class 3 - - - - Transfer from Class 3 to Class 2 - - - - Transfer from Class 2 to Class 1 - - - - Transfer from Class 3 to Class 1 - - - - New financial assets originated or change in provisions 1.6 0.0 0.0 1.6 Assets derecognized or change in provisions -0.7 - - -0.7 Other changes - - - - Impairment as at 31.03.2018 0.9 0.0 0.0 0.9 Transfers in Q2 2018: Transfer from Class 1 to Class 2 -0.4 0.4 - - Transfer from Class 1 to Class 3 -0.1 - 0.1 - Transfer from Class 2 to Class 3 - - - - Transfer from Class 3 to Class 2 - - - - Transfer from Class 2 to Class 1 - - - - Transfer from Class 3 to Class 1 - - - - New financial assets originated or change in provisions 4.5 0.6 - 5.1 Assets derecognized or change in provisions -2.4 - - -2.4 Other changes -0.1 -0.1 - -0.2 Impairment as at 30.06.2018 2.4 1.0 0.1 3.4 Transfers in Q3 2018: Transfer from Class 1 to Class 2 -0.8 0.8 - - Transfer from Class 1 to Class 3 -0.1 - 0.1 - Transfer from Class 2 to Class 3 - -0.2 0.2 - Transfer from Class 3 to Class 2 - - - - Transfer from Class 2 to Class 1 0.4 -0.4 - - Transfer from Class 3 to Class 1 - - - - New financial assets originated or change in provisions 4.5 1.7 2.1 8.3 Assets derecognized or change in provisions -3.3 -0.3 - -3.6 Other changes 0.5 0.1 - 0.6 Impairment as at 30.09.2018 3.6 2.7 2.5 8.7 Transfers in Q4 2018: Transfer from Class 1 to Class 2 -0.7 0.7 - - Transfer from Class 1 to Class 3 - - - - Transfer from Class 2 to Class 3 - -0.3 0.3 - Transfer from Class 3 to Class 2 - - - - Transfer from Class 2 to Class 1 0.6 -0.6 - - Transfer from Class 3 to Class 1 - - - - New financial assets originated or change in provisions 6.0 3.2 4.0 13.2 Assets derecognized or change in provisions -4.7 -0.5 -0.4 -5.6 Other changes -0.3 -0.2 - -0.5 Impairment as at 31.12.2018 4.6 5.0 6.3 15.9 76 Notes to the financial statements