Komplett Bank annual report 2019

Note 3 Loans and deposits with credit institutions NOK million 31.12.2019 31.12.2018 Loans and deposits with credit institutions 614.7 1,232.4 of which bound funds constitute; Client funds (insurance brokering) 1.4 1.4 Other bound funds 16.5 16.3 Bound tax withholding funds 4.7 2.8 Note 4 Certificates and bonds THE BANK’S SECURITIES ARE DISTRIBUTED AS FOLLOWS AS AT 31.12.2019 NOK million Risk weight Book value Fair value Government certificates 0% 398.2 398.2 Gvernment certificate funds 0% 840.8 840.8 Bonds with pre-emptive rights 10% 90.8 90.8 Total 1,329.8 1,329.8 THE BANK’S SECURITIES ARE DISTRIBUTED AS FOLLOWS AS AT 31.12.2018 NOK million Risk weight Book value Fair value Government certificates 0% 134.8 134.8 Gvernment certificate funds 0% - - Bonds with pre-emptive rights 10% 301.6 301.6 Total 436.4 436.4 In 2019, the Bank achieved an effective weighted interest income rate of 0.74% (1.17% in 2018). This is calculated based on actual interest income from certificated and bonds the last 12 months divided by the average monthly balance. Komplett Bank Annual Report 2019 79