Komplett Bank annual report 2019

LIQUIDITY RISK AS AT 31.12.2018 NOK million < 3 months 3 months < 1 year 1 year < 5 years 5 year < 10 years Without any term Total Assets Loans and deposits with credit institutions - - - - 1,232.4 1,232.4 Loans to customers - - - - 7,844.3 7,844.3 Certificates and bonds 136.2 73.5 235.5 - - 445.3 Other assets without specified maturity term - - - - 147.6 147.6 Total assets 136.2 73.5 235.5 - 9,224.2 9,669.5 Liabilities Deposits from and debt to customers - - - - 7,365.6 7,365.6 Senior unsecured bond 2.7 404.9 - - - 407.6 Subordinated loans 1.0 3.0 16.2 73.9 - 94.1 Other debt 11.3 199.5 - - - 210.8 Total liabilities 14.9 607.5 16.2 73.9 7,365.6 8,078.1 Certificates and bonds, senior unsecured bons and subordinated loans includes expected interests in the liquidity overview above. The Bank had no financial instruments that have not been recognised in the balance sheet as at 31 December 2019 (none as at 31 December 2018). All items are in Norwegian kroner (NOK). See also the Report from the Board of Directors for further information and a discussion of the Bank’s liquidity risk. Komplett Bank Annual Report 2019 95