Komplett Bank Annual Report 2020

Interest rate risk Different fixed-rate periods for assets and liabilities will lead to an interest rate risk for the Bank. A summary of the remaining period for agreed/probable interest rate adjustments for assets and liabilities is provided below: INTEREST RATE RISK AS AT 31.12.2020 NOK million 0 month < 3 months Without any interest term Total Assets Loans and deposits with credit institutions 1,204.2 - 1,204.2 Loans to customers 8,361.2 - 8,361.2 Certificates and bonds 1,848.0 - 1,848.0 Other assets without specified maturity term - 172.9 172.9 Total assets 11,413.4 172.9 11,586.3 Liabilities Subordinated loans 65.0 - 65.0 Deposits from and debt to customers 8,991.8 - 8,991.8 Other debt, not interest-bearing - 225.9 225.9 Total liabilities 9,056.8 225.9 9,282.7 INTEREST RATE RISK AS AT 31.12.2019 NOK million 0 month < 3 months Without any interest term Total Assets Loans and deposits with credit institutions 614.7 - 614.7 Loans to customers 8,495.8 - 8,495.8 Certificates and bonds 1,329.8 - 1,329.8 Other assets without specified maturity term - 180.2 180.2 Total assets 10,440.3 180.2 10,620.4 Liabilities Subordinated loans 64.9 - 64.9 Deposits from and debt to customers 8,519.5 - 8,519.5 Other debt, not interest-bearing - 186.5 186.5 Total liabilities 8,584.4 186.5 8,770.9 Komplett Bank Annual Report 2020 103