Komplett Bank Annual Report 2020

OTHER INFORMATION ON LEASING AGREEMENTS NOK million 2020 2019 Interest expenses 1.0 1.1 Total outgoing cash flows 4.5 4.4 Profit or loss from sale or leaseback transactions - - Cost related to variable leasing payments - - Income from sublease - - Liabilities in the statement of financial position at the end of the period 12.6 16.2 CASH FLOWANALYSIS NOK million 2021 2022 2023 Total Outgoing cash flows for lesaing agreements 4.5 4.5 4.5 13.5 Total 4.5 4.5 4.5 13.5 Note 23 Reworked comparable numbers The Bank has changed their accounting practices of sales commission to agents and establishment fees in Q4 2020. Sales commis- sions to agents were previously booked against expenses commission, and fees and establishment fees against income commission and fees. From Q4 2020 both of these are booked against interest income. The following table illustrates the changes in the comparable numbers in Q4 2019 and the financial year 2019 in total. The total income is not affected by these changes. NOK million 2019 2019 original Change Interest income 1,254.2 1,282.5 -28.3 Interest expenses -167.2 -167.2 - Net interest income 1,087.0 1,115.3 -28.3 Income commision and fees 125.4 172.4 -47.0 Expenses commisions and fees -38.6 -113.8 75.2 Net commision and fees 86.8 58.6 28.3 Net gains / losses (-) on certificates and bonds, and currency 1.7 1.7 - Total income 1,175.6 1,175.6 0.0 112 Notes to the financial statements