Komplett Bank Annual Report 2020

Management Jan Haglund Chief Executive Officer Wilhelm B. Thomassen Director Legal & HR Christina H. Pedersen Chief Operation Officer Annika Ramstedt Director Credit Risk & Collections Henning Fagerbakke Chief Financial Officer Steffen Ryengen Chief Marketing Officer/ Chief Information Officer Mr. Haglund was appointed CEO in January 2019. Mr. Haglund has worked at Komplett Bank since 2015 and has previously held the positions of Chief Financial Officer (CFO) and Chief Strategy Officer (CSO). He has an extensive background from the financial services industry and previous positions include CEO of Buckaroo, Managing Director of Intrum Justitia Finance and Nordic Head of Banks at Entercard. He holds an MSc in Business Administration and Russian as well as a Master of Law from Uppsala University. Mr. Fagerbakke was CFO in January 2019, before which he held the position of Finance Manager. He is an experienced finance professional and state authorized public accountant with a back- ground including several years as Senior Auditor and Manager at KPMG Norway and Business Controller at Gresvig. He holds an Master in Accounting and Auditing from the Norwegian School of Economics. Co-founder and CMO / CIO. Mr. Ryengen has a comprehensive background in the financial ser- vices industry. Previous positions include Head of Distribution, Marketing and Analytics Financial Services at Accenture, Product Development Manager at Santander Consumer Bank and Project Manager at SEB Kort. He holds an MSc in business administration and economics and an Executive MBA from the Norwegian School of Economics. Thomassen served as Chief Compliance officer fromMay 2015 until May 2019 when he was appointed Director Legal & HR. He also served as a board member from December 2012 to May 2015. Previous positions include Director Lean & Business Development at Statoil Fuel and Retail and Department Director of Cards at Santander Consumer Bank. He holds a Master in European Business from Royal Holloway University of London and an Executive MBA from the Norwegian School of Economics. Pedersen has been with the company since its founding and served as Employee Elected Board Member fromMarch 2014 to March 2018. Before being appointed COO in June 2019 she held the position of Chief Human Relations Officer. Previous positions include Corporate Trainee and Senior Project Manager in DNB. Mrs. Pedersen holds an MSc in Business Administration and Economics from BI Norwegian Business School and an MSc in Business Management with Finance from Heriot-Watt University. Ramstedt has been with Komplett Bank since early 2017. Before being appointed Director Credit Risk and Collections in June 2019, she worked for a period as Project Director followed by Director Loans Sweden & Finland. She has an extensive background in the Consumer Finance sector in roles such as Head of Personal Loans in Bluestep and Head of Credit Risk Sweden at EnterCard. She holds a BA in Statistics from the University of Stockholm. 14 Management