Komplett Bank Annual Report 2020

Content Banking is changing 3 Komplett Bank in brief 4 2020 in numbers 6 Letter from the CEO 8 Shareholder information 10 Board of Directors 12 Management 14 Corporate governance 16 ESG/Sustainability/CSR report 2020 22 Board of Directors’ Report 30 Confirmation on Annual Report and Board of Directors’ Report 38 Financial statements 41 Notes to the financial statements 46 Auditor’s report 114