Komplett Bank Annual Report 2020

Confirmation on Annual Report and Board of Directors’ Report We confirm that, to the best of our knowledge, the Annual report for the period from 1 January 2020 to 31 December 2020 has been prepared in accordance with the applicable accounting standards with such additional information as required by the Accounting Act and gives a true and fair view of the Bank’s assets, liabilities, financial position and results of operations, and that the Board of Directors’ report provides a true and fair view of the development and performance of the business and the position of the Bank, together with a description of the key risks and uncertainty factors that the Bank is facing. Bærum, 24 March 2021 – Board of Directors of Komplett Bank ASA Stig Eide Sivertsen Bodil Palma Hollingsæter Live Bertha Haukvik Chair of the board Vice Chair of the board Member of the board Harald Rygh Hjorthen Nishant Fafalia Kristian Tovsen Member of the board Member of the board Member of the board Jonna Kyllönen Jan Olov Haglund Member of the board Chief Executive Officer 38 Confirmation on Annual Report and Board of Directors’ Report