Komplett Bank Annual Report 2020

Statement of profit or loss and other comprehensive income for the period Amounts in NOK million Note 2020 2019 1) Interest income 2, 10, 23 1,171.9 1,254.2 Interest expenses 2, 7, 10, 23 -144.8 -167.2 Net interest income 1,027.1 1,087.0 Income commissions and fees 2, 10, 23 111.0 125.4 Expenses commissions and fees 2, 10, 23 -49.3 -38.6 Net commissions and fees 61.8 86.8 Net gains / losses (-) on certificates and bonds, and currency 4, 19, 20 11.6 1.7 Total income 1,100.4 1,175.6 Salary and other personnel expenses 11, 14 -143.8 -135.4 General administrative expenses 12 -128.9 -172.4 Total salary and administrative expenses -272.7 -307.8 Ordinary depreciation 5 -72.1 -54.9 Other expenses 11, 12, 17 -42.8 -79.0 Total operating expenses excluding lossses on loans -387.6 -441.7 Losses on loans 2 -364.3 -454.3 Pre-tax operating profit 348.5 279.6 Tax expenses 13 -85.7 -76.7 Profit after tax 16 262.8 202.9 Attributable to Shareholders 253.5 200.0 Additional Tier 1 capital investors 9.3 2.9 Profit after tax 262.8 202.9 Earnings per share (NOK) 16 1.36 1.11 Diluted earnings per share (NOK) 16 1.34 1.06 1) The 2019 numbers are reworked. See note 23 Comprehensive income Amounts in NOK million 2020 2019 Profit after tax 16 262.8 202.9 Other comprehensive income - - Comprehensive income for the period 16 262.8 202.9 42 Financial statements