Komplett Bank Annual Report 2020

MAXIMUM EXPOSURE FOR LOANS TO CUSTOMERS AS AT 31.12.2020 NOK million stage 1 stage 2 stage 3 Credit risk rating grade Established loans Norway risk stage A 3,268.9 - - New loans Norway risk stage A 169.0 - - Established loans Norway risk stage B - 261.4 - New loans Norway risk stage B - 6.0 - Established loans Norway risk stage C - 35.8 - New loans Norway risk stage C - 0.6 - Established loans Norway risk stage D - - 623.9 New loans Norway risk stage D - - 0.9 Established credit card loans risk stage A 999.2 - - New credit card loans risk stage A 34.1 - - Established credit card loans risk stage B - 75.0 - New credit card loans risk stage B - 0.6 - Established credit card loans risk stage C - 8.0 - New credit card loans risk stage C - 0.0 - Established credit card loans risk stage D - - 197.3 New credit card loans risk stage D - - 0.0 Loan Finland risk stage A 2,330.0 - - Loan Finland risk stage B - 220.3 - Loan Finland risk stage C - 67.0 - Loan Finland risk stage D - - 795.0 Pos Finance risk stage A 424.5 - - Pos Finance risk stage B - 65.0 - Pos Finance risk stage C - - 104.5 Loans Sweden risk stage A 1,443.6 - - Loans Sweden risk stage B - 85.1 - Loans Sweden risk stage C - 20.1 - Loans Sweden risk stage D - - 326.5 New credit card loans Sweden risk stage A 630.5 - - New credit card loans Sweden risk stage B - 1.3 - New credit card loans Sweden risk stage C - 0.0 - New credit card loans Sweden risk stage D - - 0.9 New credit card loans Finland risk stage A 21.5 - - New credit card loans Finland risk stage B - 0.7 - New credit card loans Finland risk stage C - 0.1 - New credit card loans Finland risk stage D - - 0.6 Total maximum exposure for loans to customers 9,321.2 847.2 2,049.7 Maximum exposures for loans to customers include both drawn and undrawn credit facilities. 56 Notes to the financial statements