Komplett Bank Annual Report 2020

RECONCILIATION OF GROSS LOANS TO CUSTOMERS NOK million stage1 stage2 stage3 Total Gross loans 01.01.2020 6,840.8 1,180.2 1,284.9 9,305.9 Q1 2020: Transfer from stage 1 to stage 2 -455.4 455.4 - - Transfer from stage 1 to stage 3 -166.1 - 166.1 - Transfer from stage 2 to stage 3 - -281.8 281.8 - Transfer from stage 3 to stage 2 - 3.6 -3.6 - Transfer from stage 2 to stage 1 252.0 -252.0 - - Transfer from stage 3 to stage 1 2.4 - -2.4 - New assets 1,133.8 108.5 106.9 1,349.4 Assets derecognized -600.9 -58.6 -161.6 -821.2 Gross loans 31.03.2020 7,006.7 1,155.2 1,672.1 9,834.0 Q2 2020: Transfer from stage 1 to stage 2 -386.4 386.4 - - Transfer from stage 1 to stage 3 -158.2 - 158.2 - Transfer from stage 2 to stage 3 - -235.6 235.6 - Transfer from stage 3 to stage 2 - 2.7 -2.7 - Transfer from stage 2 to stage 1 248.0 -248.0 - - Transfer from stage 3 to stage 1 3.4 - -3.4 - New assets 431.6 18.2 -20.4 429.3 Assets derecognized -547.9 -57.0 -189.0 -793.9 Gross loans 30.06.2020 6,597.0 1,022.0 1,850.5 9,469.5 Q3 2020: Transfer from stage 1 to stage 2 -354.4 354.4 - - Transfer from stage 1 to stage 3 -125.8 - 125.8 - Transfer from stage 2 to stage 3 - -187.5 187.5 - Transfer from stage 3 to stage 2 - 5.0 -5.0 - Transfer from stage 2 to stage 1 206.2 -206.2 - - Transfer from stage 3 to stage 1 4.3 - -4.3 - New assets 736.5 56.1 35.4 827.9 Assets derecognized -506.3 -40.3 -261.4 -808.0 Gross loans 30.09.2020 6,557.5 1,003.5 1,928.5 9,489.4 Q4 2020: Transfer from stage 1 to stage 2 -317.5 317.5 - - Transfer from stage 1 to stage 3 -106.8 - 106.8 - Transfer from stage 2 to stage 3 - -198.1 198.1 - Transfer from stage 3 to stage 2 - 3.4 -3.4 - Transfer from stage 2 to stage 1 189.9 -189.9 - - Transfer from stage 3 to stage 1 11.6 - -11.6 - New assets 796.5 43.5 -8.0 832.0 Assets derecognized -590.9 -52.3 -171.2 -814.4 Gross loans 31.12.2020 6,540.4 927.5 2,039.2 9,506.9 58 Notes to the financial statements