Komplett Bank Annual Report 2020

RECONCILIATION OF GROSS LOANS TO CUSTOMERS NOK million stage1 stage2 stage3 Total Gross loans 01.01.2019 6,313.2 1,158.2 844.6 8,316.0 Q1 2019: Transfer from stage 1 to stage 2 -430.7 430.7 - - Transfer from stage 1 to stage 3 -48.0 - 48.0 - Transfer from stage 2 to stage 3 - -176.5 176.5 - Transfer from stage 3 to stage 2 - 0.7 -0.7 - Transfer from stage 2 to stage 1 251.4 -251.4 - - Transfer from stage 3 to stage 1 0.1 - -0.1 - New assets 886.5 57.9 14.8 959.2 Assets derecognized -538.4 -119.4 -214.3 -872.1 Gross loans 31.03.2019 6,434.1 1,100.1 868.9 8,403.2 Q2 2019: Transfer from stage 1 to stage 2 -401.4 401.4 - - Transfer from stage 1 to stage 3 -50.8 - 50.8 - Transfer from stage 2 to stage 3 - -145.7 145.7 - Transfer from stage 3 to stage 2 - 0.6 -0.6 - Transfer from stage 2 to stage 1 218.6 -218.6 - - Transfer from stage 3 to stage 1 0.9 - -0.9 - New assets 925.7 75.7 16.1 1,017.5 Assets derecognized -484.1 -173.3 -124.9 -782.3 Gross loans 30.06.2019 6,643.0 1,040.2 955.2 8,638.4 Q3 2019: Transfer from stage 1 to stage 2 -482.7 482.7 - - Transfer from stage 1 to stage 3 -50.4 - 50.4 - Transfer from stage 2 to stage 3 - -173.6 173.6 - Transfer from stage 3 to stage 2 - 1.8 -1.8 - Transfer from stage 2 to stage 1 236.0 -236.0 - - Transfer from stage 3 to stage 1 1.2 - -1.2 - New assets 967.6 78.0 19.2 1,064.8 Assets derecognized -489.2 -109.5 -134.7 -733.4 Gross loans 30.09.2019 6,825.6 1,083.6 1,060.6 8,969.8 Q4 2019: Transfer from stage 1 to stage 2 -533.0 533.0 - - Transfer from stage 1 to stage 3 -73.2 - 73.2 - Transfer from stage 2 to stage 3 - -260.6 260.6 - Transfer from stage 3 to stage 2 - 1.5 -1.5 - Transfer from stage 2 to stage 1 153.2 -153.2 - - Transfer from stage 3 to stage 1 1.0 - -1.0 - New assets 964.5 72.9 21.2 1,058.5 Assets derecognized -497.2 -97.0 -128.2 -722.4 Gross loans 31.12.2019 6,840.8 1,180.2 1,284.9 9,305.9 Komplett Bank Annual Report 2020 59