Komplett Bank Annual Report 2020

RECONCILIATION OF GROSS LOANS TO CUSTOMERS NORWAY NOK million stage1 stage2 stage3 Total Gross loans 01.01.2020 2,984.2 523.9 477.7 3,985.8 Q1 2020: Transfer from stage 1 to stage 2 -190.5 190.5 - - Transfer from stage 1 to stage 3 -18.0 - 18.0 - Transfer from stage 2 to stage 3 - -113.6 113.6 - Transfer from stage 3 to stage 2 - 0.6 -0.6 - Transfer from stage 2 to stage 1 118.5 -118.5 - - Transfer from stage 3 to stage 1 1.1 - -1.1 - New assets 218.4 12.5 5.2 236.1 Assets derecognized -226.8 -24.9 -19.0 -270.7 Gross loans 31.03.2020 2,886.8 470.5 593.8 3,951.1 Q2 2020: Transfer from stage 1 to stage 2 -135.1 135.1 - - Transfer from stage 1 to stage 3 -11.3 - 11.3 - Transfer from stage 2 to stage 3 - -77.2 77.2 - Transfer from stage 3 to stage 2 - 0.6 -0.6 - Transfer from stage 2 to stage 1 113.4 -113.4 - - Transfer from stage 3 to stage 1 2.1 - -2.1 - New assets 83.3 4.1 1.3 88.7 Assets derecognized -222.5 -24.8 -43.1 -290.4 Gross loans 30.06.2020 2,716.7 394.8 637.9 3,749.4 Q3 2020: Transfer from stage 1 to stage 2 -220.1 220.1 - - Transfer from stage 1 to stage 3 -23.2 - 23.2 - Transfer from stage 2 to stage 3 - -121.0 121.0 - Transfer from stage 3 to stage 2 - 1.6 -1.6 - Transfer from stage 2 to stage 1 83.1 -83.1 - - Transfer from stage 3 to stage 1 3.0 - -3.0 - New assets 125.2 8.0 6.4 139.6 Assets derecognized -161.4 -14.9 -129.8 -306.0 Gross loans 30.09.2020 2,523.3 405.6 654.0 3,583.0 Q4 2020: Transfer from stage 1 to stage 2 -108.0 108.0 - - Transfer from stage 1 to stage 3 -13.8 - 13.8 - Transfer from stage 2 to stage 3 - -59.0 59.0 - Transfer from stage 3 to stage 2 - 1.0 -1.0 - Transfer from stage 2 to stage 1 77.4 -77.4 - - Transfer from stage 3 to stage 1 10.2 - -10.2 - New assets 146.6 10.8 11.5 169.0 Assets derecognized -263.1 -26.5 -63.2 -352.8 Gross loans 31.12.2020 2,372.6 362.5 664.1 3,399.1 60 Notes to the financial statements