Komplett Bank Annual Report 2020

RECONCILIATION OF GROSS LOANS TO CUSTOMERS NORWAY NOK million stage1 stage2 stage3 Total Gross loans 01.01.2019 3,578.0 667.6 446.4 4,692.0 Q1 2019: Transfer from stage 1 to stage 2 -249.1 249.1 - - Transfer from stage 1 to stage 3 -31.7 - 31.7 - Transfer from stage 2 to stage 3 - -70.3 70.3 - Transfer from stage 3 to stage 2 - -0.0 0.0 - Transfer from stage 2 to stage 1 137.8 -137.8 - - Transfer from stage 3 to stage 1 -0.1 - 0.1 - New assets 258.3 13.9 11.6 283.8 Assets derecognized -249.9 -95.5 -134.9 -480.3 Gross loans 31.03.2019 3,443.2 627.1 425.2 4,495.6 Q2 2019: Transfer from stage 1 to stage 2 -192.4 192.4 - - Transfer from stage 1 to stage 3 -29.6 - 29.6 - Transfer from stage 2 to stage 3 - -38.4 38.4 - Transfer from stage 3 to stage 2 - 0.1 -0.1 - Transfer from stage 2 to stage 1 131.7 -131.7 - - Transfer from stage 3 to stage 1 0.3 - -0.3 - New assets 223.5 30.3 5.4 259.2 Assets derecognized -206.6 -139.3 -85.0 -431.0 Gross loans 30.06.2019 3,370.1 540.5 413.2 4,323.8 Q3 2019: Transfer from stage 1 to stage 2 -235.9 235.9 - - Transfer from stage 1 to stage 3 -25.9 - 25.9 - Transfer from stage 2 to stage 3 - -51.8 51.8 - Transfer from stage 3 to stage 2 - -0.5 0.5 - Transfer from stage 2 to stage 1 143.1 -143.1 - - Transfer from stage 3 to stage 1 0.5 - -0.5 - New assets 131.5 3.6 4.1 139.2 Assets derecognized -162.1 -82.1 -83.3 -327.6 Gross loans 30.09.2019 3,221.4 502.4 411.7 4,135.4 Q4 2019: Transfer from stage 1 to stage 2 -226.9 226.9 - - Transfer from stage 1 to stage 3 -38.0 - 38.0 - Transfer from stage 2 to stage 3 - -98.5 98.5 - Transfer from stage 3 to stage 2 - -0.8 0.8 - Transfer from stage 2 to stage 1 61.2 -61.2 - - Transfer from stage 3 to stage 1 0.2 - -0.2 - New assets 100.8 7.6 8.3 116.8 Assets derecognized -134.5 -52.5 -79.4 -266.4 Gross loans 31.12.2019 2,984.2 523.9 477.7 3,985.8 Komplett Bank Annual Report 2020 61