Komplett Bank Annual Report 2020

RECONCILIATION OF GROSS LOANS TO CUSTOMERS FINLAND NOK million stage1 stage2 stage3 Total Gross loans 01.01.2020 2,013.8 286.1 448.1 2,748.0 Q1 2020: - Transfer from stage 1 to stage 2 -117.8 117.8 - - Transfer from stage 1 to stage 3 -21.6 - 21.6 - Transfer from stage 2 to stage 3 - -85.1 85.1 - Transfer from stage 3 to stage 2 - 1.2 -1.2 - Transfer from stage 2 to stage 1 41.3 -41.3 - - Transfer from stage 3 to stage 1 - - - - New assets 508.0 55.9 85.4 649.3 Assets derecognized -147.7 -6.6 -11.8 -166.1 Gross loans 31.03.2020 2,276.1 327.9 627.1 3,231.1 Q2 2020: Transfer from stage 1 to stage 2 -131.4 131.4 - - Transfer from stage 1 to stage 3 -20.7 - 20.7 - Transfer from stage 2 to stage 3 - -91.2 91.2 - Transfer from stage 3 to stage 2 - 0.5 -0.5 - Transfer from stage 2 to stage 1 33.4 -33.4 - - Transfer from stage 3 to stage 1 0.2 - -0.2 - New assets -7.6 -12.3 -33.4 -53.2 Assets derecognized -106.1 -7.2 -11.2 -124.5 Gross loans 30.06.2020 2,043.9 315.8 693.7 3,053.4 Q3 2020: Transfer from stage 1 to stage 2 -10.5 10.5 - - Transfer from stage 1 to stage 3 -1.7 - 1.7 - Transfer from stage 2 to stage 3 - -7.3 7.3 - Transfer from stage 3 to stage 2 - 0.1 -0.1 - Transfer from stage 2 to stage 1 39.0 -39.0 - - Transfer from stage 3 to stage 1 - - - - New assets 128.8 12.9 18.8 160.6 Assets derecognized -111.1 -7.0 -19.8 -137.9 Gross loans 30.09.2020 2,088.5 286.0 701.7 3,076.1 Q4 2020: Transfer from stage 1 to stage 2 -100.1 100.1 - - Transfer from stage 1 to stage 3 -16.9 - 16.9 - Transfer from stage 2 to stage 3 - -73.1 73.1 - Transfer from stage 3 to stage 2 - 1.1 -1.1 - Transfer from stage 2 to stage 1 27.2 -27.2 - - Transfer from stage 3 to stage 1 - - - - New assets 32.3 -7.7 -30.7 -6.1 Assets derecognized -95.5 -7.8 -18.2 -121.4 Gross loans 31.12.2020 1,935.4 271.5 741.7 2,948.6 62 Notes to the financial statements