Komplett Bank Annual Report 2020

RECONCILIATION OF GROSS LOANS TO CUSTOMERS FINLAND NOK million stage1 stage2 stage3 Total Gross loans 01.01.2019 1,482.9 166.0 198.6 1,847.5 Q1 2019: Transfer from stage 1 to stage 2 -57.0 57.0 - - Transfer from stage 1 to stage 3 -9.2 - 9.2 - Transfer from stage 2 to stage 3 - -46.7 46.7 - Transfer from stage 3 to stage 2 - - - - Transfer from stage 2 to stage 1 24.7 -24.7 - - Transfer from stage 3 to stage 1 - - - - New assets 221.4 -1.0 - 220.4 Assets derecognized -93.4 -4.0 -3.8 -101.2 Gross loans 31.03.2019 1,569.4 146.6 250.7 1,966.7 Q2 2019: Transfer from stage 1 to stage 2 -78.7 78.7 - - Transfer from stage 1 to stage 3 -14.9 - 14.9 - Transfer from stage 2 to stage 3 - -48.4 48.4 - Transfer from stage 3 to stage 2 - 0.3 -0.3 - Transfer from stage 2 to stage 1 14.8 -14.8 - - Transfer from stage 3 to stage 1 - - - - New assets 379.3 11.1 2.0 392.4 Assets derecognized -93.1 -4.9 -5.7 -103.7 Gross loans 30.06.2019 1,776.9 168.6 309.9 2,255.4 Q3 2019: Transfer from stage 1 to stage 2 -95.2 95.2 - - Transfer from stage 1 to stage 3 -15.8 - 15.8 - Transfer from stage 2 to stage 3 - -49.7 49.7 - Transfer from stage 3 to stage 2 - 1.6 -1.6 - Transfer from stage 2 to stage 1 17.5 -17.5 - - Transfer from stage 3 to stage 1 - - - - New assets 365.4 14.8 7.6 387.8 Assets derecognized -108.2 -5.7 -7.6 -121.5 Gross loans 30.09.2019 1,940.7 207.2 373.8 2,521.7 Q4 2019: Transfer from stage 1 to stage 2 -145.3 145.3 - - Transfer from stage 1 to stage 3 -21.2 - 21.2 - Transfer from stage 2 to stage 3 - -63.5 63.5 - Transfer from stage 3 to stage 2 - 0.7 -0.7 - Transfer from stage 2 to stage 1 18.1 -18.1 - - Transfer from stage 3 to stage 1 0.2 - -0.2 - New assets 348.2 22.1 -0.9 369.5 Assets derecognized -126.9 -7.8 -8.5 -143.2 Gross loans 31.12.2019 2,013.8 286.1 448.1 2,748.0 Komplett Bank Annual Report 2020 63