Komplett Bank Annual Report 2020

RECONCILIATION OF GROSS LOANS TO CUSTOMERS SWEDEN NOK million stage1 stage2 stage3 Total Gross loans 01.01.2020 916.0 93.6 167.6 1,177.3 Q1 2020: - Transfer from stage 1 to stage 2 -46.8 46.8 - - Transfer from stage 1 to stage 3 -7.6 - 7.6 - Transfer from stage 2 to stage 3 - -32.3 32.3 - Transfer from stage 3 to stage 2 - 0.8 -0.8 - Transfer from stage 2 to stage 1 15.7 -15.7 - - Transfer from stage 3 to stage 1 - - - - New assets 129.8 10.9 11.7 152.4 Assets derecognized -71.0 -4.9 -3.4 -79.2 Gross loans 31.03.2020 936.2 99.3 215.1 1,250.5 Q2 2020: Transfer from stage 1 to stage 2 -45.2 45.2 - - Transfer from stage 1 to stage 3 -8.2 - 8.2 - Transfer from stage 2 to stage 3 - -28.1 28.1 - Transfer from stage 3 to stage 2 - 0.3 -0.3 - Transfer from stage 2 to stage 1 15.0 -15.0 - - Transfer from stage 3 to stage 1 - - - - New assets 99.1 6.0 9.0 114.1 Assets derecognized -63.3 -4.4 -4.3 -72.0 Gross loans 30.06.2020 933.5 103.2 255.8 1,292.6 Q3 2020: Transfer from stage 1 to stage 2 -39.9 39.9 - - Transfer from stage 1 to stage 3 -7.9 - 7.9 - Transfer from stage 2 to stage 3 - -31.3 31.3 - Transfer from stage 3 to stage 2 - 2.1 -2.1 - Transfer from stage 2 to stage 1 16.7 -16.7 - - Transfer from stage 3 to stage 1 0.1 - -0.1 - New assets 213.9 12.6 5.5 232.0 Assets derecognized -66.3 -3.4 -4.5 -74.2 Gross loans 30.09.2020 1,050.1 106.5 293.8 1,450.4 Q4 2020: Transfer from stage 1 to stage 2 -38.4 38.4 - - Transfer from stage 1 to stage 3 -7.8 - 7.8 - Transfer from stage 2 to stage 3 - -36.4 36.4 - Transfer from stage 3 to stage 2 - 0.2 -0.2 - Transfer from stage 2 to stage 1 16.3 -16.3 - - Transfer from stage 3 to stage 1 - - - - New assets 263.9 19.9 4.1 287.9 Assets derecognized -67.2 -2.2 -6.9 -76.3 Gross loans 31.12.2020 1,216.8 110.2 335.0 1,662.0 64 Notes to the financial statements