Komplett Bank Annual Report 2020

RECONCILIATION OF GROSS LOANS TO CUSTOMERS SWEDEN NOK million stage1 stage2 stage3 Total Gross loans 01.01.2019 414.6 64.9 29.6 509.1 Q1 2019: Transfer from stage 1 to stage 2 -33.1 33.1 - - Transfer from stage 1 to stage 3 -5.4 - 5.4 - Transfer from stage 2 to stage 3 - -19.9 19.9 - Transfer from stage 3 to stage 2 - - - - Transfer from stage 2 to stage 1 16.0 -16.0 - - Transfer from stage 3 to stage 1 - - - - New assets 214.0 6.5 - 220.5 Assets derecognized -38.2 -2.1 -1.1 -41.4 Gross loans 31.03.2019 568.0 66.4 53.8 688.2 Q2 2019: Transfer from stage 1 to stage 2 -37.7 37.7 - - Transfer from stage 1 to stage 3 -4.2 - 4.2 - Transfer from stage 2 to stage 3 - -27.4 27.4 - Transfer from stage 3 to stage 2 - - - - Transfer from stage 2 to stage 1 5.9 -5.9 - - Transfer from stage 3 to stage 1 - - - - New assets 157.5 14.4 -0.5 171.4 Assets derecognized -41.3 -2.7 -0.3 -44.3 Gross loans 30.06.2019 648.2 82.5 84.7 815.4 Q3 2019: Transfer from stage 1 to stage 2 -42.7 42.7 - - Transfer from stage 1 to stage 3 -7.0 - 7.0 - Transfer from stage 2 to stage 3 - -31.6 31.6 - Transfer from stage 3 to stage 2 - 0.2 -0.2 - Transfer from stage 2 to stage 1 15.1 -15.1 - - Transfer from stage 3 to stage 1 0.3 - -0.3 - New assets 262.9 20.8 1.2 285.0 Assets derecognized -55.3 -3.4 -1.5 -60.2 Gross loans 30.09.2019 821.5 96.2 122.5 1,040.1 Q4 2019: Transfer from stage 1 to stage 2 -45.1 45.1 - - Transfer from stage 1 to stage 3 -11.2 - 11.2 - Transfer from stage 2 to stage 3 - -34.8 34.8 - Transfer from stage 3 to stage 2 - 0.3 -0.3 - Transfer from stage 2 to stage 1 20.6 -20.6 - - Transfer from stage 3 to stage 1 - - - - New assets 186.9 11.0 0.6 198.5 Assets derecognized -56.6 -3.7 -1.0 -61.4 Gross loans 31.12.2019 916.0 93.6 167.6 1,177.3 Komplett Bank Annual Report 2020 65