Komplett Bank Annual Report 2020

RECONCILIATION OF GROSS LOANS TO CREDIT CARD LOAN CUSTOMER NOK million stage1 stage2 stage3 Total Gross loans 01.01.2020 535.1 189.8 132.6 857.6 Q1 2020: Transfer from stage 1 to stage 2 -56.4 56.4 - - Transfer from stage 1 to stage 3 -1.8 - 1.8 - Transfer from stage 2 to stage 3 - -36.9 36.9 - Transfer from stage 3 to stage 2 - 0.0 -0.0 - Transfer from stage 2 to stage 1 47.5 -47.5 - - Transfer from stage 3 to stage 1 0.3 - -0.3 - New assets 94.8 10.0 1.9 106.7 Assets derecognized -106.3 -14.0 -5.5 -125.7 Gross loans 31.03.2020 513.3 157.9 167.4 838.6 Q2 2020: Transfer from stage 1 to stage 2 -33.4 33.4 - - Transfer from stage 1 to stage 3 -1.4 - 1.4 - Transfer from stage 2 to stage 3 - -24.4 24.4 - Transfer from stage 3 to stage 2 - 0.1 -0.1 - Transfer from stage 2 to stage 1 46.6 -46.6 - - Transfer from stage 3 to stage 1 0.2 - -0.2 - New assets 98.1 5.9 0.6 104.6 Assets derecognized -95.4 -12.0 -8.3 -115.6 Gross loans 30.06.2020 527.8 114.4 185.3 827.5 Q3 2020: Transfer from stage 1 to stage 2 -43.4 43.4 - - Transfer from stage 1 to stage 3 -1.1 - 1.1 - Transfer from stage 2 to stage 3 - -15.0 15.0 - Transfer from stage 3 to stage 2 - 0.1 -0.1 - Transfer from stage 2 to stage 1 31.3 -31.3 - - Transfer from stage 3 to stage 1 0.3 - -0.3 - New assets 106.6 8.4 2.2 117.2 Assets derecognized -102.8 -7.5 -9.6 -120.0 Gross loans 30.09.2020 518.7 112.5 193.6 824.8 Q4 2020: Transfer from stage 1 to stage 2 -32.2 32.2 - - Transfer from stage 1 to stage 3 -1.5 - 1.5 - Transfer from stage 2 to stage 3 - -16.8 16.8 - Transfer from stage 3 to stage 2 - - - - Transfer from stage 2 to stage 1 33.7 -33.7 - - Transfer from stage 3 to stage 1 0.2 - -0.2 - New assets 128.0 6.5 3.8 138.3 Assets derecognized -101.0 -8.7 -11.3 -121.0 Gross loans 31.12.2020 545.9 91.9 204.3 842.1 66 Notes to the financial statements