Komplett Bank Annual Report 2020

RECONCILIATION OF GROSS LOANS TO CREDIT CARD LOAN CUSTOMER NOK million stage1 stage2 stage3 Total Gross loans 01.01.2019 558.6 205.5 145.9 910.0 Q1 2019: Transfer from stage 1 to stage 2 -73.4 73.4 - - Transfer from stage 1 to stage 3 -1.5 - 1.5 - Transfer from stage 2 to stage 3 - -38.8 38.8 - Transfer from stage 3 to stage 2 - - - - Transfer from stage 2 to stage 1 54.8 -54.8 - - Transfer from stage 3 to stage 1 - - - - New assets 104.9 20.0 1.1 126.1 Assets derecognized -85.8 -10.8 -73.3 -169.9 Gross loans 31.03.2019 557.6 194.6 114.0 866.2 Q2 2019: Transfer from stage 1 to stage 2 -71.2 71.2 - - Transfer from stage 1 to stage 3 -1.9 - 1.9 - Transfer from stage 2 to stage 3 - -29.0 29.0 - Transfer from stage 3 to stage 2 - 0.1 -0.1 - Transfer from stage 2 to stage 1 52.2 -52.2 - - Transfer from stage 3 to stage 1 0.5 - -0.5 - New assets 103.4 15.9 1.5 120.8 Assets derecognized -81.1 -26.8 -33.7 -141.6 Gross loans 30.06.2019 559.5 173.8 112.2 845.5 Q3 2019: Transfer from stage 1 to stage 2 -90.0 90.0 - - Transfer from stage 1 to stage 3 -1.5 - 1.5 - Transfer from stage 2 to stage 3 - -35.1 35.1 - Transfer from stage 3 to stage 2 - - - - Transfer from stage 2 to stage 1 38.3 -38.3 - - Transfer from stage 3 to stage 1 0.3 - -0.3 - New assets 104.4 18.1 0.9 123.3 Assets derecognized -75.9 -11.3 -39.9 -127.1 Gross loans 30.09.2019 535.2 197.1 109.5 841.7 Q4 2019: Transfer from stage 1 to stage 2 -81.4 81.4 - - Transfer from stage 1 to stage 3 -2.4 - 2.4 - Transfer from stage 2 to stage 3 - -55.3 55.3 - Transfer from stage 3 to stage 2 - 0.1 -0.1 - Transfer from stage 2 to stage 1 35.4 -35.4 - - Transfer from stage 3 to stage 1 0.3 - -0.3 - New assets 124.2 15.0 1.7 140.8 Assets derecognized -76.1 -13.0 -36.0 -125.0 Gross loans 31.12.2019 535.1 189.8 132.6 857.6 Komplett Bank Annual Report 2020 67