Komplett Bank Annual Report 2020

Note 8 Items not recognised in the balance sheet There was no known information about significant contingent liabilities or contingent assets as at 31 December 2020 (or 31 December 2019) other than those referred to in the annual reports and note 24. Unused limits and credit facilities as at 31 December 2020 amounted to NOK 2,813.5 million (NOK 2,933.7 million as at 31 December 2019). Approved and offered loans not yet paid out amounted to NOK 270.3 million as at 31 December 2020 (NOK 265.6 million as at 31 December 2019). Note 9 Capital adequacy TOTAL CAPITAL NOK million 31.12.2020 31.12.2019 Share capital 186.6 184.1 Share premium 786.7 786.7 Other equity 1,085.7 834.2 Other equity not included in core capital -78.5 - Phase-in effects of IFRS 9 159.4 194.3 Deductions: Deferred tax assets and other intangible assets and deductions -156.0 -145.4 Common equity Tier 1 including phase-in impact of IFRS 9 1,983.9 1,853.9 Additional Tier 1 capital 244.6 44.6 Core capital including phase-in impact of IFRS 9 2,228.4 1,898.4 Subordinated loans (Tier 2) 65.0 64.9 Total capital including phase-in impact of IFRS 9 2,293.4 1,963.3 CAPITAL EXCLUDING PHASE-IN IMPACTS OF IFRS 9 NOK million 31.12.2020 31.12.2019 Common equity Tier 1 excluding phase-in impact of IFRS 9 1,824.5 1,659.6 Core capital excluding phase-in impact of IFRS 9 2,069.0 1,704.1 Total capital excluding phase-in impact of IFRS 9 2,134.0 1,769.0 Komplett Bank Annual Report 2020 89