Comprehensive income statement Amounts in NOK million Note 2021 2020 Interest income 1 2, 4, 23 965.5 1,213.9 Interest expenses 2, 4, 12 -81.8 -144.8 Net interest income 883.7 1,069.1 Commission income and fees 1 2, 4, 23 51.6 69.0 Commission expenses and fees 2, 4 -62.9 -49.3 Net commissions and fees -11.3 19.7 Net gains/(losses) on certificates, bonds and currency 2 4.0 11.6 Total income 876.4 1,100.4 Personnel expenses 5, 6 -162.0 -143.8 General and administrative expenses 5 -141.2 -128.9 Other expenses 5 -34.8 -42.8 Depreciation 11 -77.3 -72.1 Total operating expenses before losses on loans -415.4 -387.6 Losses on loans 3 -739.1 -364.3 Profit/(loss) before tax -278.1 348.5 Tax expenses 7 69.4 -85.7 Profit/(loss) after tax -208.7 262.8 Attributable to: Shareholders -222.1 253.5 Additional Tier 1 capital investors 13.4 9.3 Profit/(loss) after tax -208.7 262.8 Earnings per share (NOK) 18 -1.19 1.36 Diluted earnings per share (NOK) 18 -1.19 1.34 1 Financial figures for 2020 have been restated, see note 23 Comprehensive income Amounts in MNOK 2021 2020 Profit/(loss) after tax -208.7 262.8 Other comprehensive income - - Comprehensive income for the period -208.7 262.8 42 Financial statements
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