Content Komplett Bank in brief 4 2022 in numbers 6 Letter from the CEO 8 Repositioning the Bank for profitable growth 8 Shareholder information 10 Board of Directors 12 Management 14 Corporate governance 15 ESG/Sustainability/CSR report 22 Board of Directors’ Report 30 Confirmation of Annual Report and Board of Directors’ Report 38 Financial statements 41 Notes to the financial statements 46 Auditor’s report 86
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