Komplett Bank Annual Report 2022

The Banks home office solution contributes to efficient operations. From January 2022, the Bank established a hybrid office solution in which the employees can work remotely up to 1 day per week. The office will still be the main place for cooperation, competence sharing and development and to maintain and build network. As a consequence, the Bank entered into home office agreements with the employees. The Bank has encouraged and facilitated physical activity through- out the home office period. This means, among other things, “walk and talk” meetings whenever possible. The Bank also organises running training and so-called “Strength & Stretch” sessions on a weekly basis. In addition to this, the company has organized social activities such as “After work”, “Kahoot” etc. Professional and personal development For Komplett Bank, learning and development at work is important. The company culture is based on knowledge sharing and diversification of work tasks, to encourage employees challenging themselves. With the constantly developing digitization of the banking industry, competition increases while new demands arise from customers and authorities. To keep up with change and new expectations, the ability of innovation and to swiftly adjust is key. Komplett Bank therefore cultivate innovation through efficient use of resources and encouraging to openly exchange ideas. Collaboration across departments and areas of responsibility enables improvement, and it is therefore a priority to nurture a good feedback culture, and we have a strong focus on leadership development. Where possible, Komplett Bank recruits internally. Komplett Bank has established an employee share option pro- gramme to enhance and align the mutual interests of the Bank’s employees with those of the company and the shareholders. The share option programme is also considered to promote increased commitment, motivation and understanding of the business. At the end of 2022, 18.4 % of the Bank’s employees held shares/ share options in the company. Partners Sustainable development is becoming increasingly important for businesses and the expectations from customers, partners and authorities are increasing with time. Komplett Bank wants to contribute to an ethically responsible and sustainable development and expects that all our partners share our vision and thus lays this as the basis for its own business and value chain. The Bank requests that all partners establish high ethical standards, good business practice and to act in compliance with applicable laws and regulations. 28 ESG/Sustainability/CSR report

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