Confirmation of Annual Report and Board of Directors’ Report We confirm that, to the best of our knowledge, the Annual report for the period from 1 January 2022 to 31 December 2022 has been prepared in accordance with the applicable accounting standards with such additional information as required by the Accounting Act and gives a true and fair view of the Bank’s assets, liabilities, financial position and results of operations, and that the Board of Directors’ report provides a true and fair view of the development and performance of the business and the position of the Bank, together with a description of the key risks and uncertainty factors that the Bank is facing. Bærum, 15 March 2023 – Board of Directors of Komplett Bank ASA Stig Eide Sivertsen Bodil Palma Hollingsæter Nishant Bhavik Vicky Fafalia Chair of the board Vice Chair of the board Member of the board Anna Karin Veronica Gunberg Østlie Thomas Bjørnstad Jonna Karolina Kyllönen Member of the board Member of the board Member of the board Per Olav Kristoffersen Mikaelsen Øyvind Oanes Member of the board Chief Executive Officer 38 Confirmation on Annual Report and Board of Directors’ Report
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