Comprehensive income statement Amounts in NOK million Note 2022 2021 Interest income 2, 4 907.0 965.5 Interest expenses 2, 4, 12 -113.7 -81.8 Net interest income 793.3 883.7 Commission income and fees 2, 4 53.0 51.6 Commission expenses and fees 2, 4 -43.3 -62.9 Net commissions and fees 9.8 -11.3 Net gains/(losses) on certificates, bonds and currency 4 -2.1 4.0 Total income 800.9 876.4 Personnel expenses 5, 6 -133.4 -162.0 General and administrative expenses 5 -159.0 -141.2 Other expenses 5 -43.1 -34.8 Depreciation and write-offs 11 -171.8 -77.3 Total operating expenses before losses on loans -507.3 -415.4 Losses on loans 2, 3 -292.1 -739.1 Profit/(loss) before tax 1.6 -278.1 Tax expenses 7 -0.6 69.4 Profit/(loss) after tax 0.9 -208.7 Attributable to: Shareholders -13.8 -222.1 Additional Tier 1 capital investors 14.8 13.4 Profit/(loss) after tax 0.9 -208.7 Earnings per share (NOK) 18 -0.07 -1.19 Diluted earnings per share (NOK) 18 -0.07 -1.19 Comprehensive income Amounts in NOK million 2022 2021 Profit/(loss) after tax 0.9 -208.7 Other comprehensive income - - Comprehensive income for the period 0.9 -208.7 42 Financial statements
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