Komplett Bank Annual Report 2022

2022 in numbers Net loans (NOK million) At the end of 2022, Komplett Bank had NOK 9,6 billion gross loans and approximately 314 thousand loan customers spread across different products and markets. Komplett Bank is well capitalised with a CET1 ratio of 20.5 % 31 December 2022. 0 1000 2000 3000 4000 5000 6000 7000 8000 9000 10000 - - - 2022 2021 2020 2019 2018 2017 Loans Norway Credit cards Loans Finland POS Finance Loans Sweden Gross loan distribution by product Customer distribution by product NOK 9.6 billion 314 thousand Loans Norway 37% Credit cards 6% Loans Finland 30% POS Finance 4% Loans Sweden 23% Loans Norway 11% Credit cards 18% Loans Finland 8% POS Finance 59% Loans Sweden 4% 6 2022 in numbers

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