Komplett Bank Annual Report 2022

Interest rate risk Different fixed-rate periods for assets and liabilities will give rise to interest rate risk for the Bank. Provided below is a summary of the remaining periods of agreed interest rate adjustments for the assets and liabilities. INTEREST RATE RISK AS AT 31 DECEMBER 2022 Amounts in NOK million 0 month < 3 months No interest Total Loans and deposits with credit institutions 807.8 - 807.8 Loans to customers 9,110.7 - 9,110.7 Certificates and bonds 1,453.5 - 1,453.5 Other receivables - 20.7 20.7 Total assets 11,372.1 20.7 11,392.8 Deposits from customers 9,347.6 - 9,347.6 Other debt - 78.3 78.3 Subordinated loans 65.0 - 65.0 Total liabilities 9,412.6 78.3 9,490.9 INTEREST RATE RISK AS AT 31 DECEMBER 2021 Amounts in NOK million 0 month < 3 months No interest Total Loans and deposits with credit institutions 1,301.8 - 1,301.8 Loans to customers 7,397.8 - 7,397.8 Certificates and bonds 883.0 - 883.0 Other receivables - 278.0 278.0 Total assets 9,582.6 278.0 9,860.6 Deposits from customers 7,933.9 - 7,933.9 Other debt - 38.6 38.6 Subordinated loans 65.0 - 65.0 Total liabilities 7,998.9 38.6 8,037.5 Komplett Bank / Annual Report 2022 75

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